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| What
is a Flood Plain? |
| |
That area
which experience has shown to be, or
expert opinion holds likely to be, subject
to high water condition connected with
tide, storm, or seasonal changes. There
are several types of Flood Plains --
100 year, 500 year, etc -- and these
are broken down into zones, which affect
the use of the property. |
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|
| What
is a Wind Zone? |
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Wind zones
are determined as to the proximity to
the coast. |
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Example:
|
Wind Zone
I is closest to the coast and extends
5 miles inward. Winds will be strongest
in the area. |
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|
Wind Zone II may be
from 5 to 10 miles inward and winds
will be less. |
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|
Wind Zone III may be
10 to 25 miles inward with less wind
velocity. |
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These zones
determine how structures are built and
also insurance rates. |
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| What
is a Perk Test? |
| |
When there
is no public sewer system, a septic
tank system must be constructed. In
order to do this, a septic permit must
be obtained from the county in which
the property is located. A soil suitability
test is done by the local Environmental
Health Department. There are many places
in the coastal areas that will fail
the perk tests. |
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| What
are Wetlands? |
| |
Areas along
the coast, rivers, creeks, tributaries,
lakes, and inland, that are protected
by the Federal and State Agencies, because
of their importance to our environment.
they are determined by types of soil,
vegetation, and water tables. |
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| What
is an Elevation Certificate? |
| |
A document
required by FEMA in order for the insurance
industry to write a policy for a structure.
It must be done by a licensed surveyor.
It determines the elevation of the floor
of the house from the base of the flood
plain. |
| What
is a Bulkhead? |
| |
Walls that
are built along a shoreline to protect
against erosion. They cannot be built
everywhere, and require permits from
several Government Agencies. They are
normally built of wood, vinyl, rock,
or concrete. |
